Financing
we have great loan options
Apply and gain access to our network of trusted lenders to finance your used RV. We match you with the lender who provides the best financing options available.
COMPETITIVE LOAD OPTIONS
Gain access to a nationwide network of lenders to get the best rates and terms.
Qualification Interview
Get an assessment to find your best loan options.
Flexible Lending
Dealer purchase, private party, or refinancing.
Any RV type
Receive loans for all RV types, including motorhomes, RV conversions, towables, and more.
A FEW OF OUR HAPPY CAMPERS
Please proceed to fill out the form for the location you’re planning to purchase an RV from:
Financing faq:
I need to finance my RV purchase. What’s the first step?
Want to finance an RV at El Monte Sales? Start by getting pre-approved! Simply click on the form above if you’ve already found your dream RV on our website. Or, if you’re still browsing, fill out our online credit application to get pre-qualified.
What kind of information will I be required to provide?
When applying for credit online, you will be required to provide personal information such as your Social Security Number and Date of Birth. You’ll also need to share your residential information, including your current address and whether you rent or own your home. Employment information, specifically your monthly income, will also be necessary. If you plan to apply for credit jointly with a spouse, you will need to provide the same information for your co-applicant.
How can I find the right lender?
At El Monte RV Sales, we understand that financing an RV can be a big decision. That’s why we leverage our extensive network of lenders to find the perfect financing solution for you. We carefully consider your credit application, and the information gathered during our interview to connect you with the lender best suited to your individual needs. Our network ensures you have access to a wide range of options.
I’m prequalified, what now?
At El Monte RV Sales, we’re dedicated to making your RV dreams a reality. We’ll guide you through the financing process by carefully reviewing your information and connecting you with a lender that best suits your needs. We understand that every situation is unique, so we consider all factors – from your down payment and potential trade-in value to your desired monthly payment – to create a financing plan that works for you.
I have a trade-in, how can I be sure that I’m getting the best deal?
At El Monte RV Sales, we strive to offer you the best value for your used RV. When you’re ready to upgrade, we’ll work with you to understand your current situation. Whether you own your RV outright or are still making payments, we’ll need to determine your remaining loan balance and the current market value of your vehicle.
Once you visit our dealership, we’ll conduct a professional, no-cost, no-obligation trade appraisal to determine the accurate trade-in value of your RV.
What’s the big deal about getting prequalified?
Unlocking the best possible loan rates for your RV purchase starts with pre-qualification. This valuable step allows us to thoroughly assess your financial situation and explore ways to optimize your loan application. Our experienced financing team will utilize this information to craft the most advantageous path towards your RV ownership goals. Take the first step and get prequalified today
*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate, loan amount and term can vary depending on the lender, FICO score, credit history, lender assets/liquidity requirements, debit and payment to income ratios, collateral type, age of collateral, loan amount, loan term, loan to value, vehicle registration (LLC), loan type (Purchase versus Refinance), state of residency and other criteria. Rates are subject to loan program requirements and credit approval. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency. Closing cost, official fees such as state tax, title and registration. FL doc stamp fee and/or UCC filing fees may apply. APR applied to the loan is the APR in effect on the date the application is received by the lender and is valid for 30 days upon credit approval. Above rates are for 2021 RV model year or newer. RV model years 2007-2011 are subject to a rate increase. Call for rates on diesel pushers model years 2002-2006. Loan to value is calculated using an advance percentage against collateral value. Collateral value established using lender-approved industry valuation guide(s.) Other rates and loan terms are available.